High Hazard Casualty

Underwriting Appetite

With the help of our key partner brokers, Catlin UK’s Casualty focus is on strengthening our portfolio of PL and Products risks which have potential catastrophic risk exposures i.e. those which have a low claims frequency but high severity third party liability risk profile.

Risks we will typically underwrite:

Pharmaceutical and invasive medical device products
UK Clinical Trials
Aviation products (includes safety critical parts manufacture)
Automotive products (includes safety critical parts manufacture)Other safety critical products (e.g. fall arrest systems)
Marine products
Military products (includes firearms and ammunition)
US exports (includes risks where the US exports make up a high percentage of the overall turnover)
Offshore products
Heavy machinery products
Inherently dangerous products (e.g. explosives)Products which have a structural or integrity exposure (e.g. adhesives, wire, rope materials and construction products)
Chemical products including bulk storage
Rail products, plus rail and subway operation
Open cast mines, quarries and other resource extraction companies NB we will be selective on EL primary risks
Waste management and disposal companies NB we will be selective on EL primary risks
Hospitals, social care, schools NB we will be selective on primary risks
Local authorities and utility companies NB XS participation only
Leisure & Entertainment risks which have a multiple injury potential (e.g. stadia or nightclubs) NB XS participation only
High hazard contracting (e.g. demolition, tunnelling) NB XS participation only

Risks we will typically avoid:

High claim frequency risks on a primary basis (both EL and PL/Prods)
EL driven or stand alone EL accounts
High hazard EL (e.g. risks with significant noise, work at height or disease exposures)
Primary construction or contracting risks

Whatever the risk, we reward companies that demonstrate good risk management and health and safety practices with preferential rating and enhanced coverage.

Coverage

Please contact either your local Catlin UK office or, alternatively, Nick Comerford on 07789 220774.

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Senior Underwriter: Nick Comerford Tel: +44 (0)7789 220774
Email: nick.comerford@catlin.com

Senior Underwriter

Nick joined Catlin in November 2009.

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