Commercial Combined

Catlin is a major underwriter of Commercial Combined policies for many types of UK businesses and other commercial clients.

Our Commercial Combined packages can include tailor-made property insurance. Our underwriters have both the knowledge and experience to assess the most complicated and unusual commercial property insurance requirements.

Underwriting appetite

Target business sectors include:

• manufacturing
• research and development
• retail
• administration
• light commercial industries.

We also underwrite commercial combined policies covering manufacturing and engineering risks. We target high-quality commercial companies and small and medium sized enterprises (SMEs) demonstrating good risk management practices. Our coverage offering includes worldwide coverage and jurisdiction for UK policyholders and no efficacy exclusion. Minimum premiums start at £5,000.

Industries we provide insurance for include:

• manufacturing and engineering businesses with a Products Liability focus (including up to 100% US exports)
• life science companies
• aviation
• automotive
• marine
• military
• medical device (including fully invasive)
• pharmaceutical.

Products and sectors which we can insure include:

• chemical production (site and production exposures)
• transportation products (aviation, safety-critical automotive, rail & marine)
• structural or integrity exposures (e.g. adhesives, cements and construction materials)
• life sciences (pharmaceuticals and medical devices, including active implants)
• military-use products.

We can also provide a comprehensive commercial package solution for aviation risks. We offer bespoke coverage and are preferential to companies with good risk management practices. Catlin can underwrite up to £50 million in primary aviation liability coverage.

Business continuity

As part of our commercial property coverage, we offer BusinessAssist, a complete protection package that provides comprehensive disaster recovery planning. Aimed at SMEs, BusinessAssist allows a company to maintain communications following a catastrophic loss.

More about BusinessAssist 

Expertise in combined commercial insurance

Commercial Combined is offered through Catlin Select – a range of products written for UK commercial clients. Catlin Select combines broad, bespoke coverage with our first class client service.

Catlin underwriters have the market knowledge and technical expertise to develop custom insurance solutions to meet clients’ individual needs. We issue quotes on an exclusive basis: one quote, one broker.

If you are a Commercial Combined client, you can activate your Catlin BusinessAssist account here.